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Loan
Application Checklist
If you're
meeting with a Mortgage Consultant in person, please bring as
many of the items listed as possible. This will speed up
the processing step of your new mortgage.
For
Pre-Approval:
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Uniform
Residential Loan Application completed and signed by all
applicants |
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Signed
Borrower’s Certification and Authorization form |
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Most
recent months’ statements on all bank accounts |
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Verification
of other assets/income such as stocks, mutual funds,
retirement accounts, rental income, etc. with most current statement |
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Current
pay stubs covering a 30-day period |
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Self-employed
individuals need to furnish a year-to-date profit and loss
statement and balance sheet on the business |
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Three
years’ tax returns and W-2’s for self-employed borrowers |
For
Purchase Loans:
The
above information, plus:
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Survey
or plat of the property (showing housing location if you have
one) |
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Copy
of existing deed to subject property |
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Name
and address of Landlord (if renting) |
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Copy
of homeowner’s insurance coverage |
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Copy
of signed sales contract and all addenda |
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Proof
of earnest money deposit |
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Copy
of current real estate bill on subject property |
Resources
Article:
The
Biggest Mistake People Make When Shopping For A Mortgage
Article:
The
Importance of Good Credit
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