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Loan Programs

Have you ever found that perfect home for sale, only to have your dreams dashed by the Realtor telling you it's already under contract?  In today's competitive housing market, this is all too common.  

Our Country Home Mortgage staff has the solution.  Our Free Express Pre-Approval service is the perfect tool for folks who are looking for a home to purchase.  Armed with a Pre-Approval letter from Country Home Mortgage, you're one step closer to realizing your dreams.  Your Realtor will be pleased too, and you'll be ahead of other buyers who look at the house you fell in love with.  

You can apply for a Pre-Approval or your mortgage online, or contact one of our knowledgeable Mortgage Consultants for a personal consultation.  We have many loan programs to meet your specific situation.  Some of these include:

 

Conventional Fixed Rate Loans
  • 97% financing available
  • Loan may be amortized for 10 to 30 years
  • Seller may pay up to 3% towards closing costs
  • Loan limits may not exceed $333,700

 

Adjustable Rate Mortgages (ARMs)
  • 97% financing available
  • Rate remains the same for the initial 1, 3, 5, 7, 10 years. After initial rate period, the rate adjusts according to the market with the terms described in your note.
  • Seller may pay up to 3% towards closing costs

 

First Time Buyer Programs
  • 100% financing available
  • Below market rates
  • Income and sale price limits apply
  • Closing cost assistance available

 

In-house Portfolio Loans
  • Interest Only Loans
  • Stated Income 
  • Imperfect Credit
  • Balloon Mortgages
  • No Income, No Assets
  • 80/10/10
  • Many more . . .